Underwriter - Second Charge - D&R Recruitment Limited : Job Details

A leading specialist lender renowned for their expertise in bridging finance and buy-to-let (BTL) mortgages currently requires a Second Charge Underwriter to join its highly successful and vibrant team.

These are office-based positions based in Watford.

A competitive salary is on offer, with comprehensive benefits and bonus

Job Description

Second Charge Underwriter Key Accountabilities

• Take ownership of tasks delegated from the Team Leader such as UAT testing , product set up in fusion, update procedure documents , etc.
• Manage the Team in the absence of the Team Leader.
• To assist in the training, mentoring and be a referral point to less experienced members of the team.
• Be a referral point for broker support for queries on applications in the absence / unavailability of the Team Leader.
• Maintain broker relationships that are integral to the growth for WOSL.
• Promote our Team Ethic.
• Ensure all underwriting is in line with Company policy and within regulation.
• Underwrite large loan applications (up to £250k) and maintain a pipeline of cases.
• Liaising with introducers, valuers and solicitors ensuring an excellent relationship is maintained.
• Ensure that all cases are Underwritten within the Groups Risk appetite.

Second Charge Underwriter Skills & Competencies

• Ability to work as part of a team.
• Pass internal competency tests post induction.
• High attention to detail.

Second Charge Underwriter Knowledge & Qualifications

• A strong understanding of FCA regulation
• CeMAP (desirable, not essential).
• Minimum of 5 GCSEs A-C (Including Maths and English)

Second Charge Underwriter Personal Attributes

• Flexible.
• Articulate.
• Well organised.
• Robust and comfortable working to deadline and under pressure.