Underwriter - Calibre Candidates : Job Details

We are partnering with a well-established provider in the automotive services space to appoint an experienced Underwriter. This role will take full responsibility for pricing and risk strategy across a portfolio of warranty and insured products, including GAP insurance, breakdown cover, and MOT protection. This is a key position within the business, offering the opportunity to shape underwriting frameworks, manage risk exposure, and support the development of new product offerings. The ideal candidate will bring a strong mix of technical underwriting capability, commercial insight, and a sound understanding of FCA-regulated products.

Key Responsibilities:

• Lead the underwriting and pricing of extended warranties and ancillary insured products

• Analyse claims trends, performance data, and loss ratios to inform pricing strategies

• Conduct detailed analytics on pricing performance, identifying opportunities to optimise margins, improve competitiveness, and support commercial decision-making

• Maintain underwriting criteria, eligibility matrices, and risk tolerances

• Collaborate with cross-functional teams to ensure underwriting aligns with broader business objectives

• Liaise with insurer and reinsurance partners to monitor performance, compliance, and capacity

• Support the launch of new products through pricing model development and risk assessment

• Deliver regular reporting and performance analysis across product lines

Requirements:

• Minimum 2–3 years’ experience in a motor-related underwriting role

• Strong analytical skills, with advanced Excel proficiency (SQL or similar tools beneficial)

• Proven experience in applying analytics to monitor, evaluate, and refine pricing strategies

• Solid understanding of FCA regulations and Treating Customers Fairly (TCF) principles

• Strong commercial acumen with the ability to apply risk-based thinking to strategy

• Comfortable working autonomously and cross-functionally

• Own vehicle and living within 40 mins’ drive of Reading for hybrid days (not central)

Benefits include:

• Company pension

• Employee discounts

• On-site parking

• Work-from-home day

If you think you’re suitable for this role, then please click ‘APPLY’ now!

Recruitment NoteDue to the unprecedented volume of response we are currently receiving, regrettably we are no longer able to respond to every application individually. If you have not heard back from us within 5 days, please assume your application for this role has been unsuccessful. We do read each CV carefully and if the situation changes or another potentially suitable role becomes active, we will be back in contact.