Portfolio Credit Risk Manager - CER Financial - eFinancialCareers : Job Details

Portfolio Credit Risk Manager

Commercial Real Estate (CRE)

City of London

Permanent

£85,000

cer Financial are working alongside a financial services firm who are based in the City of London. They are seeking a Portfolio Credit Risk Manager to work them on a permanent basis.

The responsibilities of the Portfolio Credit Risk Manager will include:

• • Be able to work independently and manage multiple loan portfolios and when required monitor, report and advise key stakeholders on CRE asset management and loan asset management strategies involving a portfolio of performing loans and non-performing loans.
  • Prepare monthly, quarterly credit reports and annual reviews.
  • Undertake credit rating reviews.
  • Collecting and analysing Borrower reports (Rent Rolls, Operating statements, Covenants etc.) and presenting to client.
  • Attending and present at weekly / monthly committees.
  • Represent clients and investors on a daily basis through role as primary servicer.
  • Support and work with Legal and Senior Management on the closing of new deals.
  • With Experience, coach other teams members of the Asset Surveillance and wider Primary Servicing teams.
  • Ensure systems are up to date.
  • Regular (at least annual) analysis of key risks including financial risk, operational risk, supplier/ guarantor risk, country/regulatory risk and market risk (as applicable).
  • Monitoring relevant macro news articles and keeping up to date with market trends.
  • Review and analyse financial accounts (annual, quarterly and monthly).
  • Review/update of cash flow models (incl. base case and downside/stress case scenarios) to assess future performance and risks.

The successful Portfolio Credit Risk Manager will have:

• • Previous experience in commercial loan servicing in the UK or elsewhere in Europe.
  • Experience within financial services or banking.
  • Strong understanding of real estate finance and complex deal structures.
  • Experience on CMBS loans and working within a related credit environment involving CRE.
  • Proven analytical skills and fully proficient using excel.
  • Solid analytical and technical skills and the desire to understand complex loan documents and borrower structures if not already experienced.
  • Analytical skills to understand complex loan documents and borrower structures.