IFRS9/ SCORECARD MODEL DEVELOPMENT ANALYST - Harnham - Data & Analytics Recruitment : Job Details

IFRS9 & Scorecard Model Development AnalystFinTech - London / Hybrid£50,000 - £65,000

This is a rare opportunity to take on end-to-end model ownership at a high-growth FinTech that's genuinely doing something different in the lending space.

You'll be joining a lean, technical team where your models actually go into production-quickly. That means real-world impact, clear feedback loops, and no long-winded sign-off processes.

THE ROLE

• Develop and maintain IFRS9 models: PD, LGD, and EAD models across various lending portfolios

• Design and build credit scorecards: Acquisition, behavioural, and collections scorecards using industry best practices (e.g. WOE binning, logistic regression)

• End-to-end model ownership: From data extraction and feature engineering to validation and deployment

• Collaborate cross-functionally: Work closely with credit risk, data engineering, product, and compliance teams

• Support model governance and documentation: Ensure models meet regulatory expectations and internal standards

• Conduct model monitoring and performance analysis: Regularly assess backtesting results and recalibrate when needed

REQUIREMENTS

• Strong experience building IFRS9 models (PD, LGD, EAD)
• Hands-on credit scorecard development (
• Python or SAS (ideally both)
• Solid understanding of lending products and credit risk lifecycle

HOW TO APPLY

Please send CV below or