Financial Adviser / Wealth Planner - Epsom - Up to £75K + Bonus (OTE £86,250 in Year 1) - Financial Divisions : Job Details

Inherit Established HNW Client Bank

Client Base: £300k Recurring Income from Retiring Adviser’s Client Bank

About the Opportunity

This is an exceptional chance for an experienced Financial Adviser or Wealth Planner to inherit a highly valuable, long-standing book of high-net-worth clients from a retiring adviser. Based in Epsom, Surrey, you’ll step straight into managing £300k of recurring fee income—with no cold calling or new business development required. You'll work with affluent, loyal clients, delivering holistic financial planning with the full backing of in-house paraplanners and administrators.

If you enjoy building meaningful, long-term client relationships but want to avoid the constant chase for new business, this could be the perfect next step in your career.

The Financials

• Base Salary: Up to £75,000 (dependent on experience)
• Bonus Structure:
  • 3.5x validation (£262,500) against the inherited £300k recurring fee income
  • 30% payout on fees generated over validation
  • First year’s OTE: £86,250 — with zero new business required
• Benefits: Competitive package including pension, study support, and flexible working

The Role

• Take over and manage an established portfolio of high-net-worth clients
• Provide holistic, whole-of-market advice across pensions, investments, protection, and estate planning
• Conduct thorough annual reviews and ensure clients' evolving needs are met
• Collaborate with paraplanners and admin staff for seamless client servicing
• Work closely with the retiring adviser to ensure a smooth handover and continuity of care
• Optionally grow your portfolio further through referrals and introductions

About You

• At least 4 years’ experience providing holistic financial advice
• Level 4 Diploma in Financial Planning (minimum), ideally working towards Chartered
• CAS status preferred
• Strong relationship management skills with a client-first mindset
• Comfortable advising HNW clients on complex needs
• Open to candidates from both IFA and restricted models (e.g., SJP backgrounds welcome)

Why Join Us?

• Inherit an established, loyal HNW client bank—£300k recurring income
• No cold calling, no pressure for new business targets
• Full paraplanning and administrative support
• Excellent on-the-job training, including technical skills development
• Flexible working: hybrid options with more home than office time
• Join a respected, stable firm with a track record of looking after both clients and staff

Interested?

If you're ready to step into a rewarding, client-focused adviser role with strong earnings and minimal business development, we want to hear from you.

?? Send your CV and contact details to Ryan at Financial Divisions