Underwriting Manager - The Jacobson Group : Job Details

Job Description:We are seeking a seasoned Health Insurance Underwriter to lead risk evaluation and premium development for the Affordable Care Act, group and Medicare supplement products. This role involves conducting in-depth risk assessments, analyzing claims trends, and collaborating with actuarial, compliance and sales teams to drive strategic underwriting decisions. The underwriter will oversee one risk specialist, support the development of underwriting models, and contribute to forecasting and budgeting efforts. Ideal candidates will have more than five years of health underwriting experience, strong analytical skills, and the ability to travel for onboarding and key stakeholder engagements.

• Analyze and evaluate risk factors to establish appropriate premium rates.
• Review and approve underwriting decisions within designated authority limits.
• Conduct risk assessments for group and Medicare supplement health plan accounts.
• Provide insights on risk profiles and recommend strategies to mitigate adverse selection.
• Support the development of underwriting models in collaboration with internal and external actuarial services.
• Provide detailed analysis and reporting on underwriting decisions to internal stakeholders and prepare regular reports on underwriting performance and risk trends for leadership review.
• Analyze claims experience and trends to inform underwriting decisions and contribute to forecasting and budgeting processes.
• Work with the compliance team to ensure adherence to regulatory standards.
• Identify opportunities to enhance underwriting processes and implement best practices.
• Partner with sales and marketing teams to support new business opportunities and renewals.
• Develop and implement underwriting guidelines, processes and procedures.
• Oversee the work of one risk specialist.

• Availability and interest in traveling onsite for initial training (approximately one week), with additional potential travel to build relationships with stakeholders.
• Bachelor's degree in business, finance, actuarial science or a related field.
• 5+ years of experience in health insurance underwriting, with a focus on risk assessment.
• Advanced degree or professional certifications (e.g., ASA, FSA, RHU, CRM) (preferred).
• Strong analytical skills and proficiency in data analysis tools (e.g., Excel, SQL).
• Comprehensive knowledge of health plan operations, products and regulations.
• Excellent communication and stakeholder management skills.
• Experience collaborating with internal and external actuarial services and sales departments.
• Proficiency in Excel and MedInsight (preferred).

The anticipated pay range for this position is $40.00 - $44.00 hourly.

We understand that salary is an important factor in a job search, and we encourage you to apply even if you feel that your desired compensation may fall outside of the listed range. The final pay for this position is determined based on several factors including but not limited to, relevant experience, skills and certifications, education and training, geographic location, market conditions, and internal equity. We are committed to finding the right candidate for this role and are open to discussing how your unique qualifications align with our needs.

Comprehensive benefits package includes:

• Medical insurance
• Dental insurance
• Vision insurance
• 401(k) retirement savings plan
• Competitive PTO plan, paid holidays, flex work arrangements

Karrie Ruch+1(312)###-####[email protected]

Do you know someone who would be interested in this project? Submit your referral directly by emailing the Jacobson contact listed above or submitting them through this form. If your referral is hired for a contract assignment and meets all other eligibility criteria, you will receive a referral bonus!

The Jacobson Group is committed to fostering an inclusive and equitable workplace that reflects the diverse communities we serve. We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, veteran status or any other protected characteristic as defined by applicable law. We believe that diversity of thought, background and experience strengthens our team and drives innovation. All employment decisions are based on qualifications, merit and business needs.If you require a reasonable accommodation to complete the application process or participate in an interview, please contact us at [email protected] or +1 (800) ###-#### to make a request.