Store Manager I - Mt Olive - TD Bank : Job Details

Work Location: Flanders, New Jersey, États-Unis d'Amérique

Hours: 40

Line of Business: Services bancaires personnels et commerciaux

Pay Detail: $74,880 - $112,320 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

The Store Manager I develops, leads and contributes to the growth and profitability of our Consumer Business through the management of a Store portfolio including deposits, loans, fees and expenses. Leads, coaches and motivates the Store team to deliver a legendary Employee and Customer Experience while achieving shareholder value through solutions and referrals. Responsible for the Store growth by focusing on deepening customer relationships, putting the customer first and referring them to the right Specialist to ensure we are meeting their needs and providing the best advice to customers.

Depth & Scope:

• Provides people management leadership by hiring the best talent, setting goals, developing staff, managing employee performance and compensation decisions, promoting teamwork and handling any/all disciplinary actions, as required.
• Manages a small sized store and team (based on U.S. TD Bank store levelling criteria).
• Oversees and leads a small and/or complex Store while growing talent, developing skills and capabilities to achieve career goals, support project/initiative success and achieve business results.
• Accountable for achieving both Store and individual performance metrics.
• Requires knowledge of the business, banking and bank operations.
• Requires process management knowledge and knowledge of the risk profile for team processes supported, strong knowledge in identifying, tracking and resolving gaps.
• Provides coaching, mentorship and guidance to teammates.
• Acts as the highest point of escalation/contact within the store for issues raised from customers, other internal groups and/or partners.
• Originates loan applications, handles Conditions of Lending and conducts loan closings.
• Maintains an active registration status with NMLS (Nationwide Mortgage Licensing System and Registry).

Education & Experience:

• Undergraduate degree or equivalent experience.
• 3+ years relevant experience required (retail, customer service, and/or financial services industries).
• Business development skills, including ability to conceptualize and implement strategies.
• 1+ years leadership and coaching experience required.
• Small Business and Consumer lending experience preferred.
• Knowledge of Bank product lines and services as well as an understanding of Store operations and security.
• Proven ability to manage competing priorities, strategically aligning efforts and activities to meet Store goals and objectives.
• Strong financial analysis skills.
• Strong presentation, analytical, interpersonal and collaborative skills with all levels of internal and external customers.
• Excellent verbal and written communication skills.
• Demonstrated ability to lead and motivate team members.
• Proficient with Microsoft Office suite.
• Notary License (preferred).

Customer Accountabilities:

• Manages the service and advice team promoting a positive customer and colleague experience.
• Leads, coaches and develops a team of service and advice colleagues on services, product and sales informational conversations and/or advice-giving service strategies and tactics to improve the overall customer experience.
• Coaches to ensure customer issues are handled appropriately through customer problem resolution guidelines.
• Actively promotes the Bank's presence/brand within the community through participation and leadership in community business groups, initiatives, fundraisers, etc.
• Builds relationships by promoting a client/customer centered organization and proactively addresses customer needs.
• Ensures overall colleague scheduling is optimal to meet customer demands.
• Provides ownership/oversight of complex daily operational/administrative duties.

Shareholder Accountabilities:

• Creates store-specific strategies to grow the business.
• Uses reporting to identify opportunities to acquire and deepen customer relationships to drive deposits, investment and loan growth.
• Partners with Specialists to grow and advise new and existing customers.
• Works with partners, including Small Business, Commercial, Consumer Lending and Wealth to grow the Store Portfolio.
• Manages the Store budget to meet expense and revenue objectives.
• Drives One TD - Builds and sustains awareness and engagement to increase partnership across Retail and all Lines of Business.
• Proactively reaches out to prospects to develop and deepen relationships through needs-based conversations.
• Identifies and develops relationships with Personal, Small Business and Center and Influence (COIs) to generate demand for TD products and services.
• Achieves business objective for Operational Excellence.
• Ensures necessary due diligence to support the accuracy of all customer transactions/activities.
• Follows and ensures colleagues understand and apply bank operating policies and procedures.
• Protects the interests of the organization – identifies and manages risks, and escalates non-standard, high risk transactions/activities as necessary.
• Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts.
• Ensures colleagues are knowledgeable; and assumes responsibility to minimize operational and regulatory risk by complying with Bank and industry Code of Conduct.

Employee/Team Accountabilities:

• Leads, coaches and develops store teammates to create a consistent legendary customer experience.
• Responsible for management of the overall team providing both leadership and guidance.
• Sets targets and objectives for the team, and holds the team accountable to deliver results and objectives.
• Grows team expertise to align with business/enterprise demand and direction.
• Leads a high performing team; provides on-going feedback and performance reviews, coaches and develops colleagues.
• Ensures colleagues are in compliance with all human resources policies, procedures and guidelines of conduct.
• Shares knowledge, information, skills, and subject matter expertise among the team.
• Supports an environment where team freely escalates business challenges; facilitates change through positive reinforcement of milestones and successes.
• Recruits for all hires to ensure a highly diverse, qualified workforce to achieve business objectives.
• Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally.

OCC Language:

• This position falls within the definition of Loan Originator as defined under Regulation Z of the Truth in Lending Act.
• Must be eligible for employment with a covered financial institution under the standards established by Regulation Z.
• Must be eligible for registration as a registered mortgage loan originator with the NMLS.
• Satisfactory results on a criminal background check and a credit report check are required by federal law for this position.

Physical Requirements:

• Domestic Travel – Occasional
• Performing sedentary work – Continuous
• Responding quickly to sounds – Occasional
• Sitting – Continuous
• Standing – Occasional
• Walking – Occasional

The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required.

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