Senior Software Engineer II Money Movement Spend Settlements & Reconciliation - WISE : Job Details

Wise is a global technology company, building the best way to move and manage the world's money.Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.For everyone, everywhere.

More about our mission and what we offer.

About the role:Senior software engineer at Wise is a specialist who has an experience in backend development and is skilled in Java, microservices, and database management. This role involves designing, developing, and maintaining robust and scalable backend systems. Additionally, the engineer collaborates closely with the product management team to help shape product strategies and ensure technical feasibility.How we workTeam: Settlements & ReconciliationThe team supports business processes by ensuring operations consistency, accuracy and timely reporting. We also optimise cost of operations and comply with regulatory requirements by building and maintaining risk management controls.What will you be working on?

• Design, develop, and maintain high-performance Java-based applications.
• Architect and build microservices-based solutions.
• Handle database design, optimisation, and management.
• Collaborate with frontend developers to integrate user-facing elements with server-side logic.
• Participate in product roadmapping and strategy sessions with the product management team.
• Translate product requirements into technical specifications.
• Provide mentorship and guidance to junior developers.
• Ensure code quality, consistency, and maintainability through code reviews and best practices.
• Stay updated with emerging technologies and trends in backend development and product management.

What do you need?

• Solid Java knowledge, experience with Spring framework and microservice best practices
• A strong product mindset and passion for customer experience, you prioritise work with the customers in mind and make data-driven decisions to fix customer pain-points
• Great communication skills and the ability to articulate complex, technical concepts to non-technical audience
• Experience working with relational, query optimisation and designing schemas
• Experience with CI/CD pipelines and Distributed and Concurrent Systems

Nice to Have:

• Experience working in financial or payments domain.
• First-hand experience or a deep understanding of the pain points of sending money globally.
• Experience using Wise and identifying opportunities to improve the product.Interested? Find out more:

• The Wise Tech Stack, 2025 Edition.

• Scaling our Infrastructure; how we make it work

• Wise Engineering –

• What do we offer:

• Starting salary: £105,000-£130,000 + RSU

• Wise Benefits

• #LI-AB3 #LI-Hybrid

For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visitWise.Jobs.

Keep up to date with life at Wise by following us onLinkedInandInstagram.