Senior Lender - SVP - Flagstar Bank : Job Details

The Senior Lender - SVP interacts with Private Client Groups and their prospects and clients in the development of complex personal and business loans.*JOB DUTIES** Interviews applicants to request specified information for loan applications.* Recommends requests that exceed credit quality to Portfolio Management Team Leader - SVP.* Notifies Portfolio Management Team Leader - SVP immediately of any credit quality issues within portfolio.* Reviews financial reports submitted by clients to monitor compliance.* Ensures loan agreements are complete and accurate according to policy and comply with approval.* Reviews daily referrals for overdrafts and unavailable funds from financial center and private client groups.* Maintains database and monitors performance of loans.* Works closely with outside counsel for documentation on loan transactions.* Seeks opportunities outside the bank to develop prospects for loans.*QUALIFICATIONS:** Minimum 8 years commercial lending at leading money center bank* Formal Credit Training required.* Bachelor's degree in business or related field highly preferred* Prior management experience* Thorough knowledge of lending to individuals/businesses* Knowledge of Analyzing financial statements, cash flow analysis, financial ratios