What The Role Is
Under general supervision and in accordance with established lending policies and procedures, reviews applications for commercial and consumer credit, primarily focusing on commercial loans.
How You Will Make An Impact
- Solicits business from potential and existing customers (both outside and inside bank locations), including loans and deposits.
- Interviews commercial applicants and processes loan applications.
- Analyzes applicants' financial status and creditworthiness to determine the feasibility of granting loans.
- Prepares appropriate loan documentation and verifies that loan agreements are complete and accurate according to bank policies.
- Approves loans that meet established lending criteria and are within approved lending limits.
- Maintains strong customer relationships.
- Manages a portfolio of consumer and commercial loans, with a primary focus on commercial loans.
- May coordinate some collection efforts.
- Provides a professional, business-like atmosphere within the banking division.
- Represents the financial institution in public relations activities and community affairs.
Who You Are
- Excellent interpersonal and customer service skills.
- Sales-oriented mindset.
Education
- Bachelor's degree or equivalent work experience.
Experience
- 6-8 years of experience as a commercial lender in a financial institution.
- Knowledge of laws and regulations applicable to lending practices.
Characteristics
- Regular and reliable attendance.
- Works cooperatively with others.
If your experience aligns with this description, please consider applying. We value transferable skills across industries, a passion for the role, and a willingness to learn. We believe a diverse workforce fosters problem-solving and creative thinking, and we encourage everyone to apply.
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