Quantitative Analyst - Harbor.ai : Job Details

About Harbor.ai

Harbor.ai is an InsurTech startup aiming to revolutionize the enterprise insurance market. Our technology simplifies the process for insurance brokers to identify optimal coverage for their clients continuously, and this is just the beginning. Our mission is to revolutionize underwriting for better, faster, and smarter processes. As we pursue this goal, we are implementing a data-driven business model that fundamentally reshapes how insurance products are sold. Established in 2018, Harbor.ai is venture-backed and based in New York.

Position Overview

We're looking for a mathematically-minded professional to serve as our Quantitative Analyst, supporting critical business functions including financial management, risk analysis, and operational excellence. This role offers the opportunity to apply strong quantitative skills across financial modeling, risk analysis, and operational support while directly impacting our company's growth and success.

About the Role

Key ResponsibilitiesFinancial Management & Analysis:

• Maintain and analyze financial models, forecasts, and reporting systems
• Support monthly, quarterly, and annual financial close processes
• Develop and monitor key performance indicators (KPIs) and financial metrics
• Assist in budget planning and variance analysis

Risk Analysis & Modeling:

• Conduct comprehensive risk assessments across various business lines
• Develop and maintain actuarial models for pricing and reserving
• Perform statistical analysis on claims data and loss patterns
• Monitor portfolio performance and identify emerging risk trends

Operational Support:

• Provide analytical support for strategic business decisions
• Support administrative functions as needed in startup environment
• Collaborate with internal teams on data analysis and reporting needs

Required Qualifications

Education & Experience:

• Bachelor's degree in Mathematics, Statistics, Economics, Finance, Actuarial Science, or related quantitative field
• 2-3 years of professional experience in quantitative analysis, preferably in insurance, finance, or related industry
• Experience with financial modeling and risk assessment

Technical Skills:

• Advanced proficiency in Excel and statistical software
• Strong SQL skills for data extraction and manipulation
• Experience with data visualization tools (Tableau, Power BI, or similar)
• Familiarity with programming languages for automation and analysis
• Knowledge of insurance industry fundamentals and regulations (preferred)

Core Competencies:

• Exceptional analytical and problem-solving abilities
• Strong mathematical and statistical foundation
• Detail-oriented with high accuracy in quantitative work
• Excellent written and verbal communication skills
• Ability to translate complex analysis into actionable business insights
• Comfortable working in a fast-paced, evolving startup environment

Preferred Qualifications

• Professional certifications (CFA, FRM, ASA, or similar)
• Experience with insurtech or fintech companies
• Knowledge of predictive modeling techniques

Success Metrics

In your first year, success will be measured by:

• Accuracy and timeliness of financial reporting and analysis
• Quality of risk assessments and model development
• Contribution to operational efficiency improvements
• Effective support of strategic initiatives and cross-functional projects
• Development of scalable analytical processes and systems

Please note that any emails from recruiters will be printed, then ceremoniously disposed of.

Note to All Applicants: Harbor.ai is committed to providing reasonable support (called accommodations) in our recruiting processes for candidates with disabilities, long term conditions, mental health conditions, or sincerely held religious beliefs, or who are neurodivergent or require pregnancy-related support. If you need support, please reach out to [email protected].

Individual pay is determined by skills, qualifications, experience, and location. Compensation details listed in this posting reflect the base salary only, and do not include bonus, equity or sales incentives, if applicable; bonuses are not guaranteed.

Harbor.ai is proud to be an Equal Employment Opportunity employer. We do not discriminate based upon race, religion, color, national origin, sex (including pregnancy, childbirth, reproductive health decisions, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, genetic information, political views or activity, or other applicable legally protected characteristics. We also consider qualified applicants with criminal histories, consistent with applicable federal, state, and local law. We may use your information to maintain the safety and security of Harbor.ai, its employees, and others as required or permitted by law. Additionally, Harbor.ai participates in the E-Verify program in certain locations, as required by law.

Harbor.ai is committed to providing reasonable accommodations for qualified individuals with disabilities and disabled veterans in our job application procedures. If you need assistance or an accommodation due to a disability, you may contact us at [email protected].