Mortgage Loan Originator - Fifth Third Bank : Job Details

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Performs a wide range of duties related to the origination of residential 1st mortgage loans for outside referrals. Meets standards and objectives set by management for mortgage loan sales and cross-selling. Assumes responsibility for the residential mortgage loan from application to closing.

Responsible and accountable for risk management by sharing ideas, raising concerns, and following policies and procedures. Always acts in the best interest of customers and colleagues to ensure a positive customer experience. Operates within the Bank's risk appetite, consistently identifying, assessing, managing, monitoring, and reporting risks.

• Develop referral contacts such as realtors, builders, and professional and personal contacts.
• Maintain knowledge of Fifth Third Mortgage Company's policies, procedures, and available loan products.
• Follow established protocols for escalation of exceptions.
• Complete applicant applications using Fannie Mae form 1003 on a laptop.
• Use the laptop for communication, accessing daily rates, credit reports, Loan Prospector responses, and transmitting loans to LOMAS.
• Gather necessary documentation from applicants and deliver loan packages within management-specified timeframes.
• Manage the pipeline of originated loans through to closing and complete required reports.
• Provide timely updates and progress reports to branches and applicants.
• Maintain high customer service standards while managing expectations.
• Participate in all required Consumer Lending meetings.

• High school diploma or equivalent; a four-year college degree is preferred.
• Knowledge of conventional and/or government lending guidelines.
• Understanding of residential mortgage processing, underwriting, and closing procedures.
• Familiarity with federal real estate lending regulations.
• Strong organizational skills.
• Excellent written and verbal communication skills.
• Teamwork and customer service skills.
• Proven computer skills.
• Basic sales techniques.
• Desire to excel in a competitive environment.
• This position requires S.A.F.E. Act registration through the Nationwide Mortgage Licensing System (NMLS). Visit mortgage.nationwidelicensingsystem.org for registration details.

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Location: Toledo, Ohio 43604

Fifth Third Bank, National Association, promotes an inclusive culture and is committed to equal employment opportunity regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status, or other protected statuses.