Managing Director , Senior Credit Strategy Officer Auto - J.P. Morgan : Job Details

• Job Identification: 210641761
• Job Category: Credit Risk
• Business Unit: Consumer & Community Banking
• Posting Date: 07/07/2025, 18:04
• Locations: 277 Park Ave, New York, NY, 10172, US; 8181 Communications Pkwy Ste C, Plano, TX, 75024, US
• Job Schedule: Full time
• Base Pay/Salary: New York, NY 237,500.00-450,000.00

As the Managing Director, Senior Credit Strategy Officer, Chase Auto, you will report directly to the CFO of Auto and responsible for building, managing and overseeing the newly created 1st line credit function for the Auto organization. You will report functionally to the Head of CCB Strategy.

You will play a key role in managing credit risk, ensuring sound lending decisions, and maintaining portfolio health. Additionally, you will assess high-value credit exposures, develop risk management strategies, and shape credit policies to align with the bank's financial goals. This role requires deep analytical expertise, regulatory knowledge, and collaboration with internal teams to balance risk and growth. The Senior Credit Strategy Officer will also provide leadership in decision-making for complex transactions, ensuring compliance with industry standards and internal controls.

Job Responsibilities:

• Credit Strategy Assessment: Evaluate and approve credit exposures for commercial or consumer lending, ensuring alignment with risk appetite and policies.
• Portfolio Management: Monitor loan portfolios, identify potential risks, and develop strategies to mitigate them.
• Policy & Strategy Development: Help shape credit policies, underwriting standards, and risk management frameworks.
• Regulatory Compliance: Ensure adherence to banking regulations and internal controls related to credit risk.
• Stakeholder Collaboration: Work with teams across business lines (e.g., risk, underwriting, legal, finance) to balance growth and risk.
• Decision-Making Authority: Provide approvals or recommendations for complex and high-value credit transactions.

Required qualifications, skills and capabilities:

• A Bachelor's Degree in finance, business administration, or a related field is required.
• 15+ years of relevant experience in direct to consumer lending, originations, and/or retail credit experience at a complex large-scale financial services business
• Ability to evaluate and manage credit risk effectively
• Deep knowledge of banking regulations and ensuring adherence
• Strong judgment in approving or recommending credit transactions
• Exceptional quantitative and qualitative finance and analytical skills
• Demonstrated strategic thinking and execution skills; insight and ability to proactively identify opportunities to innovate and improve the business
• Exceptional people leadership, relationship development and negotiating skills; ability to earn respect and trust among internal and external business partners and team members
• Proven experience in collaborating across teams and lines of business within large organizations
• Strong proficiency with executive-level presentation materials and briefings, and the ability to simplify complex subject matter into digestible executive communications
• A high level of personal initiative, setting and achieving challenging goals, and demonstrating entrepreneurial leadership
• Excellent analytical skills with the ability to leverage data and anecdotal feedback to structure complex problems and make decisions
• Demonstrated career of successful program implementations

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions – all while ranking first in customer satisfaction.