Healthcare Credit Officer - MidFirst Bank : Job Details

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• Lead a team of Healthcare Underwriting Analysts to underwrite Healthcare loan requests from the Healthcare Division.
• Manage loan assignments, ensuring work is allocated based on specialty and capacity.
• Coordinate with Relationship Managers and Business Development Officers to manage the pipeline workflow.
• Complete financial spreads on business entities to assess their financial health, performance, and projections.
• Prepare Credit Memorandums for loan approvals, incorporating financial analysis.
• Identify key transaction strengths and risks, communicating these to credit approvers.
• Analyze collateral positions and present information on creditworthiness and loan structure.
• Prepare reports including loan agreement compliance and other necessary documentation.
• Collaborate with production staff to develop risk mitigation strategies and identify early risk signs.
• Participate in industry targeting efforts and onsite visits.
• Manage ongoing education on healthcare industry changes for underwriting analysts and oneself.

• Experience underwriting Hospitals, Nursing and Residential Care Facilities, Ambulatory Healthcare Services, and other healthcare businesses accepting Medicare and Medicaid.
• Bachelor's degree in Accounting, Business, Economics, or related field.
• 3-5 years of experience in credit/financial analysis or underwriting roles.
• At least 1 year of leadership experience.

Deep understanding of financial statements, tax returns, and GAAP. Proficiency in Microsoft Office and financial spreading software like Moody's Risk Analyst or Moody's Credit Lens.

• Seniority level: Mid-Senior level
• Employment type: Full-time
• Job function: Finance and Sales
• Industry: Banking