Head of Underwriting - Stand : Job Details

Head of Underwriting (Florida) role offers the opportunity to shape the future of climate-first insurance by building and leading underwriting excellence from the ground up. You'll set performance benchmarks, refine guidelines, and harness technology to drive efficiency and strong book performance. As a key partner to leadership, you'll play a pivotal role in launching new markets and products—impacting how Stand redefines homeowners insurance.

• Collaborate with leadership to establish performance benchmarks reflecting an effective and efficient underwriting team
• Monitor individual and team performance against the established benchmarks, providing ongoing feedback and coaching to drive continuous improvement
• Ensure ongoing loss performance of the book of business by adjusting underwriting guidelines and working with technology to implement necessary changes
• Maintain underwriting documents and resources, including agent training documents, vendor SOPs, formal underwriting guidelines, and other pertinent documents
• Collaborate with the Head of New Markets on guidelines and underwriting considerations when launching a new product or state

• Minimum 7+ years of personal lines property experience, with at least 2 years of management experience
• Proficiency establishing and managing KPIs and operational service levels, with an eye for eliminating bottlenecks and improving efficiency
• Acumen with data vendors and usage in automated underwriting workflows
• Demonstrated homeowners market knowledge and acumen; having both standard and high value exposure is a plus
• Florida specific experience is strongly preferred

• Full-time, location varies
• You'll report to the Head of New Markets and work closely with our vendors who support our underwriting and operations functions
• Strong-fit role for someone enthusiastic to lay the foundation for ongoing underwriting excellence

The annual base salary range for full-time employees in this position is $150,000 to $175,000 plus meaningful equity grant. Compensation decisions depend on several factors, including qualifications, location, internal equity, and alignment with market data.

• Comprehensive benefits including above-market Health, Dental, Vision
• Weekly lunch stipend
• Flexible time off
• 401k plan

At Stand, you'll be part of a mission-driven team redefining how insurance intersects with climate resilience. This is a unique opportunity to build something transformative—leveraging advanced technology, underwriting expertise, and data-driven insights to create a smarter, more adaptive insurance model.

Stand is an equal opportunity employer and does not discriminate on the basis of protected status. We believe that diversity enriches the workplace and are committed to growing our team with talented people from every community. Stand Insurance provides an inclusive and accessible recruitment process; if accommodations are needed during the application or interview process, please contact [email protected]. We will work with you to ensure you have the support to participate fully. Pursuant to the San Francisco Fair Chance Ordinance, we will consider qualified applicants with arrest and conviction records.