Financial Analyst - Delta Community Credit Union : Job Details

Create your success story at Delta Community Credit Union where opportunity meets purpose. Through our commitment to excellence, Delta Community has received numerous industry awards and earned the trust and loyalty of our employees, members and the metro Atlanta community. We value talent, encourage growth and keep community at the heart of everything we do. That's why we're one of Atlanta's Best Places to Work! Whether you're starting your professional journey or navigating the next step in your career, we invite you to join the Delta Community Credit Union team.

The Financial Analyst at Delta Community Credit Union will be essential in developing sophisticated financial models and conducting data analysis to support strategic decision-making and optimize financial performance. This role requires advanced skills in financial modeling, data interpretation, and reporting to provide actionable insights for growth, resource optimization, and investment decisions.

Practices safety-conscious behaviors in all operational processes and procedures.

Essential Functions:

Financial Analysis & Advanced Modeling:

o Design, develop, and maintain complex financial models that analyze financial metrics, costs, and revenue potential across different scenarios.

o Utilize advanced modeling techniques such as probability of default (PD), loss given default (LGD), discounted cash flow (DCF), net present value (NPV), internal rate of return (IRR), and multi-scenario analysis to evaluate potential outcomes and inform decision-making.

o Conduct sensitivity analyses to assess the impact of changing economic conditions, interest rates, and other critical variables on the credit union's financial position.

Reporting & Data-Driven Insights:

o Prepare monthly, quarterly, and annual financial reports with insights on key performance indicators (KPIs) and emerging trends.

o Conduct in-depth analyses to uncover cost drivers, revenue opportunities, and areas for financial improvement, providing management with actionable insights.

o Develop presentations and visualizations to clearly communicate financial analyses and recommendations to senior leadership and other stakeholders.

Operational & Efficiency Modeling:

o Collaborate with various departments to develop models that enhance operational efficiencies and optimize resource utilization.

o Conduct cost-benefit and return on investment (ROI) analyses to support process improvements and strategic initiatives.

Other:

This description reflects management's assignment of essential functions, it does not prescribe or restrict the tasks that may be assigned.

This job description is subject to change at any time.

Position may offer work from home opportunities, pending specific performance and departmental needs.

Job Qualifications:

Must be legally authorized to work in the United States without the need for employer sponsorship, now or at any time in the future.

Required Minimum Qualifications:

Bachelor's Degree in Finance, Accounting, Economics, or a related field

3+ years of experience in financial analysis with a focus on financial modeling

Proven experience in independently building and managing complex financial models

Advanced proficiency in Microsoft Excel, including a strong command of financial modeling functions like pivot tables, advanced formulas, and VBA

Experience with financial data query and analysis using SQL and data visualization tools such as Strategy (previously MicroStrategy), Tableau, or Power BI

Understanding of data lineage, data cataloging, and metadata management in support of reliable reporting and analysis

Strong analytical and quantitative skills, with the ability to interpret complex data and derive meaningful insights

Excellent written and verbal communication skills, capable of explaining complex financial information to non-financial audiences

Exceptional accuracy and attention to detail in financial modeling and analysis

Complies with all Credit Union policies and procedures including those related to Bank Secrecy Act regulations

Preferred Qualifications:

Master's Degree in Finance, Accounting, Economics, or related field

Related Certifications such as, but not limited to FMVA, CPA, or CFA

Experience with data governance, data stewardship practices, and articulating data quality requirements, particularly for financial and regulatory reporting

Financial services or credit union experience

Employee benefits include:

Medical, Dental and Vision Coverage

Basic Life and Accidental Death & Dismemberment Insurance, Long Term Disability, Employee Assistance Program and MyAdvocate

Supplemental Insurance or Voluntary Insurance

401(k) Plan with Company Match

Vacation, Holidays and Personal Time Off

Paid Maternity and Paternity Leave

Pre-tax Health and Dependent Care Spending Accounts

Benefit Choice Program

Health Reward Dollars

Discount on Gym Reimbursement and Identity Theft Programs

Legal Services