Credit Risk Review Officer UBS - Copenhagen Review Of Communication : Job Details

Job Highlights

Company Profile

UBS is the world's largest global wealth manager. The bank operates through four business divisions Global Wealth Management, Personal & Corporate Banking, Asset Management, and the Investment Bank.

Job Profile

The bank is hiring a Credit Risk Review Officer to join its team.

Education Level

• Bachelor's Degree in Finance, Business Administration, Economics, or Accounting or equivalent work experience (necessary)
• MBA or financial certification (CFA, FRM, etc.) – highly desirable

Work Experience

• Completion of a formal credit training program and 10 years of experience in credit, credit risk, credit portfolio management, or credit administration with a financial institution or U.S. regulatory agency (OCC, FRB, etc.); experience at both is highly desirable.

Duties/Responsibilities

• Act as Subject Matter Expert (SME) and maintain current, in-depth knowledge of assigned portfolios and relevant regulations/laws.
• Analyze credit terms/structures, counterparty financial performance, economic/industry operating environment, and other relevant risk factors to ensure all credit extensions have been made in compliance with UBS policies and U.S. regulatory expectations.
• Assess the accuracy and adequacy of U.S. regulatory classifications, probability of default (PD) ratings, loss given default (LGD) ratings, and the Current Expected Credit Losses (CECL) process across CUSO.
• Assist in the planning, execution, and reporting of credit reviews across UBS' Combined U.S. Operations (CUSO) portfolio.
• Identify deficiencies and areas for improvement in credit risk policies and procedures in collaboration with responsible account officers, credit officers, and other relevant stakeholders as needed.
• Maintain a thorough understanding of UBS' compliance rules and regulations following UBS policy requirements.

Skills/Knowledge/Abilities

• Ability to work independently with minimal supervision, think critically, and arrive at creative solutions.
• Advanced knowledge of Microsoft Office products suite
• Excellent interpersonal, communication (verbal and written) and negotiating skills
• Familiarity with multiple credit products (e.g., corporate credit, syndications, acquisition/project/trade financing, leasing, securitizations, derivatives, etc.) and willingness to learn new credit products.
• Some travel may be required

Employer's Statement

UBS is an Equal Opportunity Employer.