Credit Analyst III - Centennial Bank - Home BancShares : Job Details

The Credit Analyst III analyzes credit data to estimate the degree of risk involved in extending credit or lending money to firms or individuals. This position performs analysis on large and complex loans or relationships with a Region or Industry. The Credit Analyst III engages with Analyst I or II, as appropriate, to assist in the analysis of the credits or relationships and as directed by the Regional Credit Analysis Manager. ESSENTIAL DUTIES AND RESPONSIBILITIES 1. Generate spreadsheets within the bank lending operating system (n. Cino) using financial statements presented by commercial lenders to find and review trends. This duty is performed daily, about 25% of the time. 2. Manage a schedule of which spreadsheets are prepared and returned to loan officers within a time period agreed upon in advance with each lender. This duty is performed daily, about 25% of the time. 3. Create spreadsheets designed to quantify borrower's personal, global, and real estate cash flows on an accurat...Credit Analyst, Analyst, Technology, Banking, Credit, Training