Credit Analyst II - Specialty Banking - Veterans Staffing : Job Details

The Credit Analyst assists Specialty Banking Credit colleagues with recommendations for new credit and extensions of credit through research, analysis, and coordination of accurate documentation. This role also assists with on-going monitoring, reporting, and analysis of the portfolio of closed transactions. The selected candidate for this position will be part of a credit support pool that will have the opportunity to work with and get exposure to a variety of business units within Specialty Banking and will be rotated as needed.

Prepares credit analysis and investigation of new and renewed loans. Requests and provides the necessary documentation and financial facts for Credit Officer to analyze, evaluate, and determine appropriate credit structure and terms for potential borrowers. Monitors for receipt, and analyzes and evaluates documents surrounding credits. This may include financial statements for the company, owners, and/or guarantors, tax returns, cash flow, collateral, covenants, etc. to identify strengths and weaknesses pertaining to a borrower's financial position. Provides analytical functions relating to due diligence, document processing, and financial statements analysis related to transactions, credit approval, and renewals. Prepares summary documenting factual analysis and supporting information for credit decision recommendations. Monitors and reviews reports and works with other Credit colleagues to obtain necessary information to ensure that reporting requirements are met.

Required Qualifications: Bachelor's Degree or equivalent. Minimum 3 years of credit or financial analysis experience required. Minimum 3 years of experience in a banking or financial services environment required. Good verbal and written communication skills to present clear and precise recommendations based upon analysis for action on loans. Strong analytical, organizational, interpersonal and communication skills. Proficient in Microsoft Office Suite (Word, Excel, PowerPoint, Outlook). Working knowledge of accounting and financial statement analysis. Basic knowledge of banking policies and procedures. Internship in credit and/or financial analysis preferred. Requires a working knowledge of appropriate banking laws, regulations and bank policies and practices. Remedial course work through CNB Credit Boot Camp required.

Compensation: Starting base salary: $31.39 - $50.14 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions.

Benefits and Perks: Comprehensive healthcare coverage, including Medical, Dental and Vision plans, available the first of the month following start date. Generous 401(k) company matching contribution. Career Development through Tuition Reimbursement and other internal upskilling and training resources. Valued Time Away benefits including vacation, sick and volunteer time. Specialized health and family planning benefits including fertility benefits, and cancer, diabetes and musculoskeletal support programs. Career Mobility support from a dedicated recruitment team. Colleague Resource Groups to support networking and community engagement.

About Us: Since day one we've always gone further than the competition to help our clients, colleagues and communities flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues today. City National is a subsidiary of Royal Bank of Canada, one of North America's leading diversified financial services companies.

Inclusion and Equal Opportunity Employment: City National Bank fosters an inclusive environment where all forms of diversity are valued and leveraged to make us a better company and employer. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, gender identity, national origin, disability, veteran status or other basis protected by law.