Credit Analyst I - Cadence Bank : Job Details

Primary duty: Analyze and underwrite credit decisions submitted by various lines of business within the bank. Performs basic research and financial/statistical analysis to determine and document the creditworthiness of such requests. Compiles analysis, borrower, industry and other information into documents for review and approval. Obtains and analyzes pertinent financial and credit data to assist in determining the risk of the loan request(s). Completes financial and repayment analysis with a focus on cash flow, liquidity and leverage analysis. Assesses strengths and weaknesses of loan requests. Ensures the following standard operating procedures are met when preparing analysis, reports, and presentations for management review: accurate historical financial statements; prudently prepared projections; and represents a clear focus on the merits, risks, and mitigation accordingly. Thoroughly documents the credit request in the appropriate format. Conducts research to determine the qualit...Credit Analyst, Analyst, Accounting, Banking, Technology, Credit, Financial