Chief Credit Officer - First National Bank Texas : Job Details

Job Description* Oversee and provide active and effective management of all the Bank's Credit Administration functions to include Commercial Loan Analysis and Underwriting, Portfolio Management and Reporting, Loan Operations, and Loan Administration.* Maintain the credit policies and procedures of the Bank to ensure consistent and sound lending practices across the organization. * Ensure adherence to credit policies across the loan origination process.* Effectively monitor and manage concentration risk in the Bank's loan portfolio while also identifying and assessing emerging credit risks within the portfolio.* Implement strategies to mitigate credit risk through relevant credit guidance that aligns with current economic cycles, budgeted growth plans, and risk tolerance levels.* Ensure that all credit-related activities comply with relevant banking laws and regulations and the Bank's loan policies and procedures. * Assist in determining the adequacy of the allowance for credit loss.* Prepare detailed loan portfolio management reporting and present to the Bank's Executive Management Committee and the Board of Directors* Act as a liaison to regulatory examiners, external loan review, and external auditors.* Participate in the development and implementation of the Bank's strategic objectives.* Assists with other projects and duties in conjunction with the Chief Lending Officer and/or Chief Executive Officer* Lead and motivate a team of direct report senior level management.* Communicate effectively with all staff, management and the Bank's Board building effective relationships with key stakeholders. * All other duties as assignedPhysical Requirements: * Must maintain a physical office at the Bank's Headquarters * Must be able to remain in a sitting stationary position for extended periods of time* Constantly operate a computer and other technology* Ability to lift up to 25 poundsFCBI is an equal opportunity employer.