Software Engineering , 2026
: Job Details :

Job DescriptionJob DescriptionAbout Us:

We believe everyone deserves a chance to improve their financial future. We're dedicated to building simple and inclusive financial products that help our members create healthy habits and achieve economic stability.

The Perpay team is a motivated group of creative problem solvers who love getting things done and making an impact. Located in Center City, Philadelphia, our one-of-a-kind space promotes a collaborative work environment, unites our team, and feels like a home away from home. As a certified B Corp, Perpay is committed to building a mission-driven culture that balances purpose and performance - Learn more.

Some things we're excited about:

• $500 million in spending power used by our members
• Increasing members' credit by 32 points (on average) within the first 3 months
• Backed by First Round Capital and JP Morgan

Products we've built to make an impact:

• Perpay Marketplace: Combines interest-free payments and modern e-commerce to reduce cost of ownership and promote healthy repayment behavior.
• Perpay+: Leverages Marketplace repayment history to help members monitor and build credit with all 3 credit bureaus.
• Perpay Credit Card: Expands access to the flexibility and benefits of a World Mastercard by removing common barriers like high security deposits and low approval odds.

About the Role:

As an at Perpay, we want you to grown with us. Your primary responsibilities are going to be collaborating with your team to ship features, learning how to approach your work with a product mindset, and demonstrating the grit that will get you through challenging projects.

We understand the value of mentorship and offer students an opportunity to gain real work experience before graduation. In the 10-12 weeks we'll be together, you'll be like any other member of the engineering team working on features within our existing product roadmap. You'll be contributing to our codebase, test & release features into production, partner with our other teams like product, design, data science & analytics, operations, and other stakeholders to ship new features and products. All while developing the skills to succeed in a fast-paced tech start-up environment and experiencing and contributing to our unique culture. Our tech stack: Javascript, React, Redux, Python, Django, Flask, Kubernetes, AWS, Docker and more

Our greatest strength is our people and we'd love for you to be one of them!

What You'll Bring:

• Currently enrolled in or will receive a Bachelor's or higher in Computer Science, Mathematics, or related technical discipline with an expected graduation date between winter 2026 – summer 2027
• Cumulative GPA of 3.0 or better
• Knowledge and experience with some if not all of our stack
• Ability to pick up new technologies quickly, with software engineering fundamentals being valued more than familiarity with specific tools or
• A strong focus on writing and deploying clear, readable, testable code

Bonus:

• Enrolled in a Master's Degree or advanced technical degree
• Previous work experience in a technical field

Hey, we know not everybody checks all the boxes, so if you're interested, please apply because you could be just what we're looking for!

What We'll Bring For :

• Hourly compensation
• Espresso bar, full kitchen, weekly catered lunches, snacks, beverages, & everyday lunch essentials
• One of a kind office with comfortable work/lounge spaces and pleasant riverfront setting
• Opportunity to gain experience at one of the fastest-growing financial startups in the country in both e-commerce & fintech working cross functionally.

What We'll Bring:

• Competitive salary + company equity
• 401k with company match
• Medical / Dental / Vision insurance
• Flexible Spending Account (FSA)
• Team member discounts
• Relocation assistance
• Pre-tax commuter benefit
• Student loan repayment match
• Gym subsidy with City Fitness
• Cell phone plan
• Paid parental leave
• Unlimited PTO

Additional Perks:

• Opportunity to gain experience at one of the fastest-growing financial startups in the country
• Work on both e-commerce & fintech customer-facing products
• Collaborate cross-functionally with product, design, marketing, operations, data teams, and more

This is not a remote opportunity; it is 100% onsite (#LI-Onsite) (#LI-TH1) (#LI-AK1)

Perpay is proud to be an equal opportunity employer. We value in all its forms and are committed to creating an inclusive environment. We do not discriminate on the basis of , , , , , , (including ), marital status, political affiliation, , veteran status, status or other non-merit factor. Please contact us at ...@perpay.com to request accommodation.