Head of US Legal
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Hi! We're Mercuryo, and we're on a mission to redefine finance by blending the best of traditional banking with the innovations of decentralized finance (DeFi). We believe that everyone should have easy access to Web3 and traditional financial services — and we're making that happen by building a robust platform that simplifies dealing with crypto and seamlessly integrates it into the broader financial ecosystem.Since we launched in 2018, we've teamed up with Web3 top projects such as MetaMask, Trust Wallet, Ledger, Jupiter, 1inch, and PancakeSwap and 200+ others to power over 200 dynamic products. Our work also brings us into direct collaboration with major ecosystems such as Solana Labs, Consensys, and BNB Chain. We're a Europe-based fintech on a mission to make digital assets and modern financial services seamlessly accessible worldwide. As we expand into the United States, we're laying the legal and regulatory groundwork to ensure compliant, scalable operations across both state and federal frameworks.Why Mercuryo?Industry ImpactJoin us in helping world-class Web3 projects onboard millions of new users into the next generation of finance.Innovative EnvironmentCollaborate with more than 200 talented professionals from diverse backgrounds — including banking, SaaS, and Web3 — all united in delivering outstanding user experiences.Growth and LearningOur expanding network of 200+ B2B partnerships and a user base of over 7 million means there's always room to grow your skills, tackle new challenges, and push boundaries.Flexible CultureWe're remote-first, celebrating diversity across 30 countries. At Mercuryo, you'll be empowered to take ownership of your work, spark creativity, and shape how we move forward together.About The RoleWe're hiring our first US-based Senior Legal Counsel to help shape our US legal strategy from the ground up. You'll partner with external counsel, compliance, and product teams to navigate complex crypto and fintech regulations and unlock new products for the US market.We're looking for a legal leader who brings a thoughtful, pragmatic approach to compliance — someone who understands how to advance the company's mission within regulatory boundaries, and who works collaboratively to identify viable, legally sound paths forward rather than defaulting to risk aversion.In This Role, You Will

• Lead legal risk assessments for US product launches, starting with crypto on/off ramps and expanding into offerings like spend cards.
• Own and manage our US licensing strategy end-to-end — a complex, multi-step, cross-functional process that requires coordinating timelines, resources, risks, and stakeholder communication to ensure successful execution.
• Analyze fund flow structures, licensing requirements, and custody implications under state and federal laws.
• Coordinate with external counsel to “stress test” proposed product structures and identify potential regulatory issues.
• Translate external legal advice into practical internal guidance for compliance, operations, and product development teams.
• Advise on entity structuring, regulatory strategy, and banking partner due diligence (e.g. FBO vs. operating accounts, revenue segregation).
• Track evolving US regulatory interpretations, including how non-custodial functions may be treated under custody rules.
• Develop foundational legal policies and frameworks to support scalable US operations.

What We're Looking For

• JD and active membership in a US state bar (preferably NY, CA, FL, or with federal regulatory experience).
• 7+ years of legal experience, ideally including:
• Crypto or fintech law
• Regulatory licensing (e.g. MSB, MTLs, SEC, FinCEN)
• Custody and fund flow structuring
• Collaboration with product and compliance teams.
• Demonstrated ability to manage complex legal or regulatory projects involving multiple workstreams and stakeholders.
• Exceptional judgment and communication skills, with the ability to translate regulatory complexity into business-aligned guidance.
• A pragmatic, solution-oriented mindset — capable of enabling compliant innovation by interpreting regulations in a commercially thoughtful manner.
• Comfortable working independently in an early-stage, cross-border environment.

Nice to Have

• Experience advising international companies entering the US market.
• Hands-on experience managing application processes for US licenses (e.g. MSB, MTLs, state-specific approvals).
• Knowledge of payment processors, issuing banks, and card network partnerships.

What We Offer

• Competitive market rate salary and performance-based incentives
• 22 days annual leave with an additional 6 company days, plus bank holidays
• Comprehensive health insurance plans
• Extensive Benefits program
• Flexible work schedule and remote work options
• Professional development and training opportunities
• Opportunity to shape the initiatives you're working on
• Diverse and friendly team
• We are open-minded to new ideas

Join UsIf you're driven to be a part of the web3 forefront and are keen to leave your mark on this rapidly evolving field, Mercuryo is an excellent choice. Discover our open positions and see how you can contribute to shaping the future!

Seniority level

• Seniority levelExecutive

Employment type

• Employment typeFull-time

Job function

• Job functionLegal

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