Principal Associate, Data Scientist
: Job Details :


Principal Associate, Data Scientist

Capital One

Job Location : New York,NY, USA

Posted on : 2025-09-15T15:03:40Z

Job Description :
Overview

Principal Associate, Data Scientist

Data is at the center of everything we do. As a startup, we disrupted the credit card industry by individually personalizing every credit card offer using statistical modeling and the relational database, cutting edge technology in 1988. Fast-forward to today, this innovation and our passion for data has helped us become a Fortune 200 company and a leader in data‑driven decision making. As a Data Scientist at Capital One, you'll be part of a team that is leading the next wave of disruption at a whole new scale, using the latest computing and machine learning technologies and operating across billions of customer records to unlock opportunities that help everyday people save money, time and reduce pain in their financial lives.

In this role, you will
  • Partner with a cross-functional team of data scientists, software engineers, and product managers to deliver a product customers love
  • Leverage a broad stack of technologies — Python, Conda, AWS, H2O, Spark, and more — to reveal insights within large volumes of numeric and textual data
  • Build machine learning models through all phases of development, from design through training, evaluation, validation, and implementation
  • Translate the complexity of your work into tangible business goals by leveraging strong interpersonal skills
The Ideal Candidate is
  • Customer first. You analyze and create with a focus on making the right decision for our customers
  • Innovative. You research and evaluate emerging technologies and apply state‑of‑the‑art methods and applications
  • Creative. You define big, undefined problems, ask questions, and share new ideas
  • Technical. You are comfortable with open‑source languages and develop data science solutions using open‑source tools and cloud platforms
  • Statistically‑minded. You've built and validated models, backtested them, and understand metrics like confusion matrices and ROC curves; experience with clustering, classification, sentiment analysis, time series, and deep learning
  • A data guru. You can retrieve, combine, and analyze data from diverse sources and structures, and understand that data comprehension is key to great data science
Basic Qualifications
  • A Bachelor's Degree in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, or related) plus 5 years of data analytics experience
  • A Master's Degree in a quantitative field (or MBA with quantitative concentration) plus 3 years of data analytics experience
  • A PhD in a quantitative field
Preferred Qualifications
  • Master's Degree in STEM plus 3 years of data analytics experience, or PhD in STEM
  • At least 1 year of experience working with AWS
  • At least 3 years' experience in Python, Scala, or R
  • At least 3 years' experience with machine learning
  • At least 3 years' experience with SQL

Capital One will consider sponsoring a new qualified applicant for employment authorization for this position.

Salary and Location

The minimum and maximum full‑time annual salaries for this role are listed below, by location. Salaries refer to the amount Capital One is willing to pay at the time of this posting. Salaries for part‑time roles will be prorated based on hours worked.

McLean, VA: $158,600 - $181,000 for Principal Associate, Data Science

Richmond, VA: $144,200 - $164,600 for Principal Associate, Data Science

New York, NY: $173,000 - $197,400 for Principal Associate, Data Science

Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered will be reflected in the offer letter.

This role is also eligible to earn performance-based incentive compensation, which may include cash bonuses and/or long‑term incentives (LTI). Incentives could be discretionary or non‑discretionary depending on the plan.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support total well‑being. Learn more at the Capital One Careers website. Eligibility varies based on full/part‑time status, exempt status, and management level.

This role is expected to accept applications for a minimum of 5 business days. No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non‑discrimination in compliance with laws. Capital One promotes a drug‑free workplace. Capital One will consider qualified applicants with criminal histories in a manner consistent with applicable laws.

If you require accommodation during the application process, contact Capital One Recruiting at 1-800-###-#### or via email at ...@capitalone.com. All information provided will be kept confidential for accommodation purposes.

For technical support or questions about Capital One's recruiting process, please email ...@capitalone.com.

Capital One does not provide or guarantee third‑party products or services linked on this site. Capital One Financial is composed of several entities; positions posted in Canada, the United Kingdom, or the Philippines correspond to Capital One Canada, Capital One Europe, or Capital One Philippines Service Corp (COPSSC), respectively.

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