Credit Analyst I
: Job Details :

First Merchants Bank is seeking a Credit Analyst I to join our team! This position will perform credit analysis, underwriting and monitoring of the commercial loan portfolio. As part of this role you will: Complete accurate, unbiased credit analyses within required timelines and according to standards including cash flow analysis, credit decision summary preparation and credit processes. Complete credit monitoring functions for designated portfolio including spreading and review of financial statements, borrowing base and covenant testing, marketable securities and leveraged lending monitoring and annual credit reviews. Assign call codes, NAICS codes, risk grade and risk rating score data accurately. Review appraisals and real estate evaluations. Use of financial spreading software, loan system, cash flow analysis and other credit systems and tools Attend and participate in loan committees as requested. To be successful in this position, we require the following: Bachelor's degree. The...Credit Analyst, Analyst, Monitoring, Credit, Technology, Banking