Head of Product Compliance
: Job Details :

Wise is a global technology company, building the best way to move and manage the world's money. Min fees. Max ease. Full speed. Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their life easier. As part of our team, you will help create an entirely new network for the world's money. For everyone, about.

Job Description

We're looking for a Head of Product Compliance to join our growing Product team here in North America, our largest and fastest-growing market. This role offers a unique opportunity to directly impact Wise's mission of empowering millions with instant, borderless money while developing your skills as a Product Compliance leader.

Your mission :

Wise has pioneered new ways for people to transfer money across borders and currencies. Your mission is to enable our product team in North America to launch new products and expand our presence in the region and Canada. You will do this through a deep understanding of regulatory and financial crime requirements and by maintaining direct communication with regulators and auditors to understand their expectations. This is a hands-on, first-line Product Compliance lead role embedded in the North America Product Squad.

You will lead a team responsible for:

Product and regulatory change design :

• Empowering Product Teams to build compliant-by-design products and services by advising on regulatory implementation in a customer-oriented manner while fully adhering to regulatory requirements.

Ensure that regulatory analysis of new products and services is performed and well-documented, and that related controls are consistently implemented before launch.

Conduct regulatory change gap analysis and ensure that implementation plans are executed in a timely manner.

Audit, risk, and remediation (including Fincrime) :

• Manage audits and challenge audit findings in collaboration with the Compliance second line and Product teams where required.
• Ensure remediation plans are agreed upon across lines and executed promptly.
• Advise Product and operational teams on interpreting regulatory requirements and improving processes to prevent breaches and incidents.
• Collaborate with the Risk and Compliance second line and North America Product Squad to drive quarterly reporting on regulatory risks.
• Represent Wise in external meetings with banking partners and regulators.

Third-party relationships :

• Articulate our controls and all Wise Products, including our payment infrastructure offerings.
• Provide input on regulatory-related agreements and clauses, representing Wise's customer-oriented culture while ensuring compliance.

This role will give you the opportunity to :

• Grow your hands-on fintech knowledge rapidly.
• Keep compliance at the core of the product development cycle in a fast-moving environment.
• Identify regulatory issues or opportunities and lead their execution.

Qualifications

About you :

• Ability to drive business decisions by convincing regulators, auditors, and internal teams on product execution.
• Deep understanding of our products, services, customers, and how regulations impact them (including financial crime).
• Effective prioritization and ability to identify key areas for regulatory improvement and implementation.
• Excellent communication skills with Product Managers and Engineers, providing practical, actionable recommendations.
• A natural owner who drives projects from inception to completion, with attention to detail.
• Strong leadership experience, with a track record of building and scaling Product Compliance teams.
• Experience or interest in working in a fast-growth environment.
• Previous experience in financial regulation advisory, compliance/legal, risk/control, or consultancy roles.
• Expertise in major US Financial Regulations (e.g., Reg E, UDAAP, FINTRAC).
• Ability to interpret complex regulatory frameworks and apply them effectively.
• Capacity to manage multiple regulatory domains and understand their interactions.
• Willingness to travel, as Wise offices are across different countries.
• Legally authorized to work in the region.

Additional skills that would be great :

• Experience building a team from scratch.
• Experience with Confluence and Jira.
• Experience working with global teams.

Additional Information

Key Benefits :

RSUs in a rapidly growing company

An annual self-development budget

Medical, dental, & vision insurance – including HSA and FSA options

Company-paid : Life Insurance, Short & Long-Term Disability, and an EAP program

Flexible working model – a mix of remote and office work

25 days PTO, 15 sick days, 11 holidays, 5 compassionate leave days, 3 paid “Me” days, and a volunteer day annually

A paid 6-week sabbatical after four years

18 weeks of paid parental leave after one year

401k with up to a 4% employer match

We celebrate diversity, equity, and inclusion, believing that inclusive teams strengthen us and help us fulfill our mission.

If you want to learn more about working at Wise, visit our website and follow us on social media.